Plan Benefits

You may search for benefits by entering a keyword or by clicking on the first letter of the service desired.

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Service Coverage Authorization Requirements Co-Pay: Active duty dependents & retirees with Medicare Part B Co-Pay: Retirees without Medicare Part B
Hair Transplant Not covered N/A N/A N/A
Hairpiece or wig Limited Yes No Yes
Halo Covered Yes - if $500 or greater No Yes
Hand Held Reacher Not Covered N/A N/A N/A
Hearing Aid Limited (active duty dependents only) Yes No N/A
Hearning Exam Covered. Limit one every 12 months for annual preventative screening. No limitation for evaluation of medical illness. No No No - annual preventative exam Yes - medical
Heat Lamp Not covered N/A N/A N/A
Heat Pad Not covered N/A N/A N/A
Hemodialysis Covered Yes - initial visit minimum No Yes
Hip replacement surgery Covered Yes No Yes
Holter Monitor Covered No No Yes
Home Birth Covered Yes No No
Home Care, Skilled Covered Yes No Yes
Home Diagnostic Laboratory Services Covered Yes No No
Home Health Care, home health aid Covered only as part of a skilled episode of home health care Yes No Yes
Home Health Care, medical social worker Covered Yes No Yes
Home Health Care, occupational therapist Covered Yes No Yes
Home Health Care, physical therapist Covered Yes No Yes
Home Health Care, skilled nurse Covered Yes No Yes
Home Health Care, speech therapist Covered Yes No Yes
Home Infusion Covered Yes No Yes
Home Uterine Monitoring Limited Yes No Yes
Home Visit Physician Services Covered Yes No Yes
Hospice, Home Covered Yes No No
Hospice, Inpatient Limited Yes No No
Hospital Admission Coverd when medically necessary Yes - elective; No - emergency No Yes
Hospital Bed, custom or specialty Covered Yes No Yes
Hospital Bed, electric and related equipment Covered Obtain from Apria No Yes
Hospital Bed, manual and related equipment Covered Obtain from Apria No Yes
Hospital Bed, non-custom and related equipment Covered Obtain from Apria No Yes
Hospital Bed, semi-electric and related equipment Covered Obtain from Apria No Yes
Humidifier Covered only as part of an authorized home oxygen system Obtain from Apria No Yes
Hyperbaric Oxygen Therapy (HBOT) Covered Yes No Yes
Hypnosis Not covered N/A N/A N/A
Hysteroscopy Covered No No Yes


*       Benefit limitations, restrictions and/or exclusions may apply. Contact member service (usfhp@svcmcny.org or 800-241-4848) for additional information.
*       Most out of network services require pre-authorization (exceptions include emergency services, routine lab work, routine diagnostic radiology)


Apria: 800-294-2275
Health Integrated: 866-390-0933
Maxor Plus Pharmacy: 800-687-0707
Maxor Mail Order Pharmacy: 866-408-2459
OrthoNet: 800-401-0062

Header photo credits: 2nd photo from left by: Seaman John Narewski, top right photo by: Petty Officer 3rd Class James Evans